What Is Business Banking? Business banking is a company’s financial dealings with an institution that provides business loans, credit, and savings and checking accounts specifically designed for companies instead of individuals. Business banking may also be called commercial or corporate banking. Banks provide financial and advisory services to small and medium business as well as […]

Retail banking, also known as consumer banking, is the typical mass-market banking in which individual customers use local branches of larger commercial banks. Services offered include savings and checking accounts, mortgages, personal loans, debit/credit cards and certificates of deposit (CDs). Most consumers use local branch banking services, which offer onsite customer service that satisfy the […]

8 Segments – 15 Innovations RETAIL BANKING: Peopay & Plink BUSINESS BANKING: Monzo & Atom Bank FINTECH: Acorn oaknorth Holdings & Ant Financial RISK MANAGEMENT: Kreditech Holdings & WeLab INVESTMENT ADVISORY: Wealthsimple & SIGFIG CAPITAL MARKETS: Revolut & Robinhood NBFC&MFI: WeFinance & kredex FUND MANAGERS AND INVESTORS: Trizic Inc.

Fintech, a portmanteau of ‘financial technology,’ is used to describe new tech that seeks to improve and automate the delivery and use of financial services. At its core, fintech is utilized to help companies, business owners and consumers better manage their financial operations, processes and lives by utilizing specialized software and algorithms that are used […]